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Insurance guide
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Insurance

How pet insurance works, explained plainly.

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Insurance

Cost of Treating Cancer in Dogs: Surgery, Chemo and Radiation

Lymphoma chemo averages $5,254 in the US and £6,000–8,000 at a UK referral hospital. Real costs for surgery, chemo and radiation, and where insurance runs out.

9 min read · 13 sources
A tan-and-white dog with a worn collar sits on sand, mouth open and teeth showing
Insurance

Does Pet Insurance Cover Dental Cleaning and Tooth Extractions?

A brindle French Bulldog stands among fallen autumn leaves, looking up
Insurance

Dog Insurance for French Bulldogs: What to Know Before You Buy

A Shiba Inu wearing a clear plastic cone peers out from behind a front door
Insurance

How Dog Insurance Works: Deductibles, Limits and Cover Types

A cream Labrador Retriever wearing a clear cone rests on a checked bed while a leg injury heals
Insurance

How Much Does ACL (Cruciate) Surgery Cost for a Dog?

Dog cruciate (ACL) surgery prices in 2026: TPLO from about £2,070 to £6,250 in the UK, A$5,400–6,800 in Australia, and $3,300–5,400+ per knee in the US.

9 min read · 15 sources
A black-and-white Border Collie wearing a clear plastic cone stands on a sunny lawn
Insurance

How to Make a Pet Insurance Claim (and Avoid It Being Rejected)

How to claim on pet insurance step by step, the documents insurers ask for, the most common reasons claims are rejected, and how to appeal a refusal.

8 min read · 10 sources
A fluffy white Maltese sits on an exam table beside a veterinarian holding a stethoscope
Insurance

Is Pet Insurance Worth It for Dogs? An Honest Breakdown

Pet insurance pays off when one big vet bill would hurt your finances or your dog's care. Here's who benefits, who can self-insure, and how to decide.

8 min read · 10 sources
An eight-year-old cream Golden Retriever lies on frosty grass beside a stick
Insurance

Lifetime Pet Insurance in the UK: How It Works and What to Watch For

UK lifetime pet insurance resets its vet-fee limit every year you renew, so long-term conditions stay covered. Expect rising premiums and a co-payment from 8–10.

9 min read · 9 sources
A grey-faced yellow Labrador sits on a lead on wide stone steps
Insurance

Pet Insurance for Older Dogs: Can You Still Get Covered?

Yes, many insurers still take older dogs, but expect age caps, co-payments of 20% or more and exclusions for past problems. Here's what to check and what else works.

8 min read · 10 sources
A grey Labrador puppy sleeps on sandy ground beside a metal fence
Insurance

Pet Insurance Waiting Periods Explained: By Country and Cover

Pet insurance waiting periods run from 0 days for accidents to 12 months for hips. Typical lengths in the US, UK, Ireland, Canada and Australia, and how to avoid gaps.

9 min read · 12 sources
A senior yellow Labrador with a greying muzzle lies on a porch and looks at the camera
Insurance

Pre-Existing Conditions and Pet Insurance: What Counts and Why

A pre-existing condition is anything with signs, vet advice or treatment before cover starts, and it's usually excluded. What counts and how to avoid surprises.

7 min read · 9 sources